Since the collapse of the markets in 2008 in several sectors including real estate, the stock market, the banking sectors, and the creation of a national bank bailout as well as a loss of retirement savings, for some people over 40%, we live with fear and uncertainty. These fears are then compounded by scandal and Ponzi schemes such as those that were perpetrated by Bernie Madoff, Stanford Bank and several others. One of the most fascinating shows that I’ve watched on TV is CNN’s American Greed. I find all of this to be very disturbing to say the least, and a serial investor that has invested in millions of dollars in real estate, businesses, mergers & acquisitions, IPOs, the commodities markets in stock and bond markets, I felt like it was time for somebody to write a book that wasn’t just about the markets but also reference controlling your own investment portfolios, controlling your taxes, and protecting those hard-earned assets that you worked and struggled your entire life to accumulate. The reason that I wrote this book is to share my experience, strength, hope and wisdom that I’ve learned through many years of playing hard, having had significant wins as well as significant losses. There is no question whatsoever that we’ve all been down a hard road and a hard path, we’ve all made money in the past, we’ve all lost money in the past. It’s not about dwelling on what’s happened over the last few years nor pointing fingers and placing blame elsewhere. That will not recover the money that’s been lost, it will however give us a defined understanding of what we need to do to be able to move forward and create a dynamic financial future. In my mid-20s I started my first business which was a mortgage brokerage business before it was infiltrated by shoddy fly-by-night, get rich quick scoundrels. That business gave me a baseline to understand the value of my time, the creation of my finances, and a real understanding of the US markets and financial system.